Three months left to get the best Help To Buy ISA

Today marks three months until the government’s Help to Buy Isa, a savings product for first-time buyers, closes to new savers. Help to Buy Isas will close to new applicants from 30 November 2019, putting an end to the hefty 25% government bonus on offer to wannabe home-buyers through this type of account. However, lifetime Isas – which also reward first-time buyers with a 25% bonus, but work quite differently – will continue to be available. And savers with existing Help to Buy Isas will still qualify for the bonus as long as they buy before December 2030. Here, Which? reveals the top-rate Help to Buy Isas, how the accounts work and the key differences between Help to Buy Isas and lifetime Isas.

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